Free Quote - Heritage Associates

What would you like your coverage to help with?

On applicable policies, the included Funeral Concierge Rider helps your family with planning, coordination, and funeral home negotiations when the time comes.

Understanding the choices:

Cremation: Cremation is the process of converting remains to ashes. This conversion is typically accomplished using extreme heat, but green alternatives are also becoming more readily available, including liquid cremation. Ashes can be returned to loved ones or buried. Overall, cremation is the most economical option and accounts for 50% of arrangements coordinated today in the United States.
Traditional Burial: A Traditional Funeral involves preparing remains for burial, typically in a casket resting in a cemetery plot. No state law requires embalming, but embalming can be used to assist in preservation, particularly when ceremonial preferences involve an open-casket viewing during services. Traditional burial is the historic standard for arrangement planning, but this approach is also the most costly and does require a cemetery plot or mausoleum.
Life insurance for other needs: Choose this option when your primary goal is helping your beneficiaries with family expenses, debts, or other financial needs beyond funeral arrangements.

Where should we send your quote?

We’ll use your email to save your progress and follow up about your coverage request.

Email address

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What is your name?

First name

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Last name

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Suffix (optional)

What is your date of birth?

Your age and gender determine which coverage and rates are available.

Birthdate

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Gender

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What is your home address?

Your location determines product availability. Start typing and choose your address when it appears.

Street address

Google Maps

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Apartment, suite, unit, building, floor, etc. (optional)

City

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State

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ZIP

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Verify your mobile number

We’ll text you a code. Your personalized quote appears after verification and the remaining eligibility questions.

Mobile number

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By checking this box, I understand that Heritage Associates LLC will share the contact information I provide with Tejas Life LLC, an affiliated insurance agency whose licensed agents will follow up on Heritage Associates LLC's behalf about final expense life insurance products. I expressly authorize Heritage Associates LLC, Tejas Life LLC, and their licensed agents to contact me at the telephone number I provided, including by autodialed calls and texts and by artificial or prerecorded voice, even if my number is on a federal or state Do Not Call registry. Consent is not a condition of purchasing any goods or services. Message frequency varies; message and data rates may apply; reply STOP to cancel, HELP for help.

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Verification code

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See if you qualify for immediate full coverage

Answering a few quick questions about tobacco, height and weight, and major health conditions may help us find coverage with full benefits from day one and a lower monthly premium.

If you skip, we’ll show a guaranteed-issue estimate. It may cost more, and the full benefit begins in year three.

In the last year, have you used any form of tobacco or nicotine?

No waiting period for eligible level coverage

A little more about your health

Your height and weight help determine the coverage available to you.

Height

Weight

lbs

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Good news, you should qualify!

What feels most comfortable?

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30 day money-back guarantee

When would you like coverage to begin?

When should my coverage start?

You can lock your rate and coverage pre-approval for up to 30 days, but coverage only goes into effect once the first premium is paid. Rest assured, you can easily change your preferred payment dates too!

A 30-day money back guarantee is included once coverage begins. This means you are entitled to a full refund if you are not completely satisfied with your first month of coverage!

There are no contracts either, so you can stop your coverage at anytime! Paid up and cash out options are also available, depending on the length of time the policy is in force.