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Senior life insurance with a cash benefit of up to $20,000

Get the right Final Expense plan for you.












    Protect what matters most.

    Cremation, traditional burial, and other funeral expenses can quickly add up to thousands of dollars, especially when coupled with medical bills, unpaid loans, and any other outstanding debts. With the right Final Expense plan, you can provide your loved ones with financial support after your passing.

    No Exam Required

    No medical examination is necessary to qualify. Just answer a few health questions during the application process.

    Cash Benefit

    Coverage provides a tax-free cash check to your beneficiary to cover arrangements, outstanding medical bills, and other needs.

    Planning Assistance

    Funeral support services are included to assist your loved ones in coordinating cremation or traditional funeral arrangements.

    Frequently Asked Questions

    Is there a waiting period?

    No! Most of our applicants receive immediate or same-day coverage.

    How long does it take to receive payment?

    All approved claims are paid within 24 hours, and funeral experts are on standby 24/7 to assist your loved ones in negotiating and coordinating arrangements at time of need.

    Will my coverage expire?

    Rates will never increase and coverage never expires, as long as premiums are paid.

    Can I increase my coverage later?

    Additional coverage can be added at any time, subject to your age and health upon increase.

    Insure peace of mind.

    With the right Final Expense plan, you can rest assured that your loved ones will receive the financial support they need to assist them during one of life’s most trying times.

    ©2021 Heritage Associates LLC. Life insurance policies are underwritten by Lincoln Heritage Life Insurance Company on form ICC13FEAPPR. Not available in New York.

    (512) 648-6400