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Cremation Coverage

Secure peace of mind with coverage for your final wishes








    Protect what matters most.

    Cremation has become the most economical form of arrangement planning, costing much less than a traditional funeral; however, an average cremation can still leave families with thousands of dollars of debt. In the United States, the most basic cremation with no viewing is typically priced between $2,000 and $3,000 while a cremation with a viewing can range from $5,000 to $8,000. This is why planning ahead, even for a cremation, is so important. To learn more and determine if you qualify, get a free quote today.

    No Exam Required

    No medical examination is necessary to qualify. Just answer a few health questions during the application process.

    Cash Benefit

    Coverage provides a tax-free cash check to your beneficiary to cover cremation, outstanding medical bills, and other needs.

    Planning Assistance

    Funeral support services are included to assist your loved ones in coordinating cremation arrangements at time of need.

    Frequently Asked Questions

    Is there a waiting period?

    No! Most of our applicants receive immediate or same-day coverage.

    How long does it take to receive payment?

    All approved claims are paid within 24 hours, and funeral experts are on standby 24/7 to assist your loved ones in negotiating and coordinating arrangements at time of need.

    Will my coverage expire?

    Rates will never increase and coverage never expires, as long as premiums are paid.

    Can I increase my coverage later?

    Additional coverage can be added at any time, subject to your age and health upon increase.

    Insure peace of mind.

    With the right Final Expense plan, you can rest assured that your loved ones will receive the financial support they need to assist them during one of life’s most trying times.

    ©2020 Heritage Associates LLC. Life insurance policies are underwritten by Lincoln Heritage Life Insurance Company on form ICC13FEAPPR. Not available in New York.

    (512) 648-6400